:root{
  --petrol:#05A1AE; --petrol-deep:#04848F;
  --navy:#093E61; --navy-deep:#072e49;
  --coral:#CC1A4A; --orange:#FF4933;
  --bg:#F4F7F8; --line:#E8EEF0; --ink:#11181D; --body:#444444; --muted:#6B7C88;
  --grad:linear-gradient(90deg,#05A1AE 0%,#093E61 23%,#CC1A4A 73%,#FF4933 100%);
  --maxw:1180px;
  --shadow-sm:0 1px 2px rgba(9,62,97,.06),0 4px 14px rgba(9,62,97,.05);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:84px}
body{font-family:'Inter',system-ui,sans-serif;color:var(--body);background:#fff;line-height:1.65;-webkit-font-smoothing:antialiased;font-size:17px}
h1,h2,h3{font-family:'Montserrat',sans-serif}
a{color:var(--petrol-deep);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;display:block}

/* nav */
nav.site{position:fixed;top:0;left:0;right:0;z-index:100;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav-in{max-width:var(--maxw);margin:0 auto;padding:14px 28px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.nav-logo{display:flex;align-items:center;gap:11px;height:42px}
.nav-logo img{height:42px;width:auto}
.nav-word{font-family:'Montserrat',sans-serif;font-weight:900;font-size:19px;letter-spacing:.01em;color:var(--navy);line-height:1;white-space:nowrap}
.nav-word .ai{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.nav-back{font-family:'Montserrat',sans-serif;font-weight:700;font-size:15px;color:var(--navy);display:inline-flex;align-items:center;gap:8px}
.nav-back:hover{color:var(--petrol-deep);text-decoration:none}
@media(max-width:620px){.nav-word{display:none}}

/* header band */
.legal-head{background:var(--navy);color:#fff;padding:150px 0 64px;position:relative;overflow:hidden}
.legal-head::before{content:"";position:absolute;inset:0;background:radial-gradient(120% 120% at 8% 0%,rgba(5,161,174,.5) 0%,rgba(9,62,97,0) 44%),radial-gradient(120% 120% at 100% 100%,rgba(204,26,74,.38) 0%,rgba(9,62,97,0) 48%)}
.legal-head::after{content:"";position:absolute;left:0;right:0;bottom:0;height:6px;background:var(--grad)}
.legal-head .in{position:relative;z-index:2;max-width:var(--maxw);margin:0 auto;padding:0 28px}
.legal-head .eyebrow{font-family:'Montserrat',sans-serif;font-weight:700;letter-spacing:.18em;text-transform:uppercase;font-size:13px;color:var(--petrol);margin-bottom:14px}
.legal-head h1{font-weight:900;font-size:clamp(34px,5vw,56px);letter-spacing:-.02em;line-height:1.05}

/* content */
.legal-body{max-width:840px;margin:0 auto;padding:64px 28px 90px}
.legal-body h2{font-weight:800;font-size:24px;color:var(--navy);margin:44px 0 14px;letter-spacing:-.01em}
.legal-body h2:first-child{margin-top:0}
.legal-body h3{font-weight:700;font-size:18px;color:var(--navy);margin:26px 0 8px}
.legal-body p{margin:0 0 14px;color:var(--body)}
.legal-body ul{margin:0 0 16px 22px;color:var(--body)}
.legal-body li{margin:5px 0}
.legal-body p b,.legal-body li b{color:var(--ink);font-weight:600}

/* placeholder marker for fields the user must fill in */
.ph{background:#FFF3CD;border-bottom:2px dotted #E0A800;color:#7a5b00;font-weight:600;padding:1px 5px;border-radius:3px;font-family:'Inter',sans-serif}

/* editorial note (remove before publishing) */
.legal-note{background:var(--bg);border:1px solid var(--line);border-left:4px solid var(--petrol);border-radius:0 12px 12px 0;padding:18px 22px;margin:0 0 36px;font-size:15px;color:var(--muted)}
.legal-note b{color:var(--navy)}
.legal-updated{margin-top:48px;font-size:14px;color:var(--muted)}

/* footer */
footer.site{background:var(--navy-deep);color:#9fb4c4;padding:46px 0}
.foot-in{max-width:var(--maxw);margin:0 auto;padding:0 28px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:20px}
.foot-brand{font-family:'Montserrat',sans-serif;font-weight:900;letter-spacing:.02em;font-size:22px;color:#fff}
.foot-brand .ai{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.foot-links{display:flex;gap:26px;font-size:14.5px}
.foot-links a{color:#9fb4c4}
.foot-links a:hover{color:#fff;text-decoration:none}